In the beginning….and God said…. Genesis 3:19 “from the sweat of your face you shall eat bread till you return to the ground”

     In the beginning……..I grew up in a small, economically challenged town. The largest employer was a local General Motors plant where my father worked and eventually retired from. I really didn’t know my father all that well as my parents divorced when I was very young and Dad wasn’t around that much. As a matter of fact not at all! But one thing I do recall about my father was that he always went to work. I suppose that is where I learned my work ethic. But looking back on it the ethic that I learned was “you have to go to work!” But as I have learned just simply getting a job and going to work everyday doesn’t mean you acquire “financial freedom.” I know because it never happened to me! Just like my father I got a job, went to work everyday and thought that everything was going to be ok. But………………………………things don’t always work out that way do they?

 Life Lesson #1 In order to obtain financial freedom we must learn the disciplines of “acquiring and retaining” money. It is one thing to go out there and make money but it is an altogether different thing to keep it or retain it! Until we can learn how to do both we will never have financial freedom!

1.           The acquisition of money is the act of working hard at something and being paid to do it. It requires the daily disciplines of purposeful production be it for ourselves {self employed} or for someone else. {J.ust O.ver B.roke}

2.           Retaining money is learning the art of sowing and reaping. You have to have some seed to sow before you can reap any good thing. When we acquire some $eed from our hard work we have to keep some $eed for ourselves before we give it all away! {Spending} If we do not learn to save a portion for future use we will never accumulate wealth! Trust me I know. I am 48 years old and have little or no retirement because of my failure to learn this key to success. Although all of that is changing now!

If youth would know what age would crave, it would both get and save!

Twelfth Century Proverb.

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